Financially Down and Out? Find Hope and Redemption!

Eight years ago, I was about $40k in debt and unemployed. Half of my debt was in credit cards alone. I had no budget, let alone any clue as to how to create one. If you were to ask me who Dave Ramsey was, I would have replied with something like, ?is he a race car driver?? In the summer of 2003, I finally woke up and assessed my situation.

Source: http://christianpf.com/financially-down-and-out-find-hope-and-redemption/

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